Our home loan range

Fixed Rate mortgages

Your monthly obligations will remain similar through the term that is fixed, whether interest levels rise or down.

Purchase to allow mortgages

This range that is varied home in several Occupation (HMO) mortgages (housing up to six renters), and it is especially created for individuals purchasing properties to rent.

Shared Ownership mortgages

According to for which you purchase, a Shared Ownership mortgage could somewhat decrease the size of the deposit – a choice to get your base regarding the home ladder.

Interest Only mortgages

You’d be making payments that are monthly the attention from the quantity you’ve lent. Then at the conclusion of your home loan term, you’ll repay the amount that is full. You’d be likely to possess a repayment that is credible in position, showing just just how you’d repay the mortgage at this stage.

Pension Interest Just (RIO) mortgages

With a RIO home loan, your month-to-month repayments just cover the attention charged in your loan. Then your complete stability must be repaid following what’s called a ‘life event’.

When this occurs, the sale of the house will likely to be utilized whilst the repayment strategy. The difference will still need to be repaid using other means so it’s worth considering that, if the value of your home is less than the outstanding loan. You’ll find out more about RIO by pressing the switch below.

Reduced Rate mortgages

To hold expenses down whenever you’re establishing your home that is new variable rate of interest is paid down for a group time. After that it increases for the rest for the mortgage duration.

Variable speed mortgages

Unlike fixed rates, the attention price can move up along with down. These prices often apply as soon as your home loan deal wraps up, like each time a rate that is fixed finishes. Nevertheless some individuals might choose these mortgages, since they frequently come without any very early repayment fees.

For yourself, take a look at our specially designed Holiday Let mortgages if you’re buying a holiday home to let out to others, or. For properties purchased in England, Scotland or Wales.

Directly to Purchase mortgages

We’ve got a range of mortgages supporting the government’s straight to Buy scheme. This scheme is made to allow you to buy the house you presently lease at a discount cost.

Second Home mortgages

An assortment designed for people purchasing an additional residential house. We may be able to help whether it’s because of your work circumstances, or for your family.

Current Customers

We possibly may monitor and/or record your phone conversations utilizing the community to make sure constant solution amounts as well as colleague training purposes. By email and not using our secure email facility, please remember not to send any personal, financial or banking information because your information isn’t secure if you are contacting us.

Leeds Building Society is just member associated with Building Societies Association.

These products and services on this website can be found to British residents just. Home loan candidates needs to be 18 years or higher. Mortgages are subject to eligibility, status and economic standing.

The community’s primary company is the supply of cost cost savings services and products and mortgages.

Leeds Building Society is authorised by online installment loans mi the Prudential Regulation Authority and managed by the Financial Conduct Authority (FCA) therefore the Prudential Regulation Authority. Leeds Building Society is registered from the Financial solutions enter under number 164992. You should check this regarding the FCA website at www. Fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Buy to allow mortgages that are for company purposes are exempt from FCA Rules.

Hq: 105 Albion Street, Leeds, LS1 5AS