Key Features
Charges & Interest
General Terms:
Candidates must make an application for the Card and must consent to a credit check. Records should be in Good Standing so that you can get Money-Back Rewards. Look at Tangerine Money-Back Rewards Program Terms & Conditions for complete details.
Transfers of balance are treated as payday loans and interest pertains through the deal date that seems in your month-to-month declaration into the date you repay the total amount in complete. There isn’t any grace that is interest-free on payday loans or transfers of balance.
Annual rates of interest: The interest that is annual on acquisitions and money improvements (including transfers of balance) is 19.95%. Prices are topic to improve. If you do not make 2 consecutive monthly minimal re re Payments, or whenever you want thereafter, mortgage loan of 24.95per cent will connect with your Account on Purchases and payday loans (including transfers of balance).
Other costs and prices: These charges are charged regarding the the transaction occurs (unless otherwise indicated): Cash Advance: $3.50 within Canada, $5 outside of Canada; Balance Transfer: 3% or minimum of $5 (unless reduced or waived) of the amount transferred when it is posted to your Account day. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (optimum one Over-Limit fee per month-to-month declaration duration); Past Statement Reprint: $5 per past declaration. There’s no cost for a reprint of one’s present statement that is monthly. Forex Conversion: As soon as the transformed transaction quantity gets published for your requirements, we are going to put in a forex transformation cost of 2.50% to your transformed transaction quantity.
See your details Box within the application for complete details or see Tangerine.ca/CreditCardLegal. Prices and charges are susceptible to alter.
†Balance Transfer Promotional provide at 1.95percent for half a year (1% stability Transfer Fee)
A Promotional Rate of 1.95per cent will affect any and all sorts of Balance Transfers made within thirty days regarding the Account opening, and can stay static in impact for 6 declaration durations through the date the final such stability Transfer ended up being published towards the Account (the “Promotional price Period”). To make use of this Promotional Offer, the Balance must be completed by you Transfer demand within thirty days of Account approval. You need to additionally trigger your Card within 45 times of Account approval for the required stability Transfer become prepared, or perhaps the total amount Transfer is immediately terminated. Transfers of balance are treated as payday loans in your Card plus don’t have a grace period that is interest-free. Transfers of balance might not surpass the available credit on the Account. In the event that Balance Transfer exceeds the available credit, the total amount Transfer deal will never be prepared. A 1% stability Transfer Fee would be charged for each Balance Transfer quantity and will also be instantly charged to your charge card. This Balance Transfer Fee is waived by Tangerine you accept this offer if you are a resident of the province of Quebec at the time. Interest will not accrue in the Balance Transfer Fee, nevertheless it is roofed within the Minimum Payment quantity on your own month-to-month declaration. You need to continue steadily to make your monthly minimal re Payments by the Payment Due Dates shown on the month-to-month statements. In the event that you continue to have an amount owing from your own stability Transfer as soon as the Promotional speed Period concludes, the bucks Advance interest of 19.95percent shall connect with that quantity. You need to continue steadily to result in the minimal re re re re Payments on your own Account, whether or not the total amount Transfer is prepared for your requirements. Transfers of balance is almost certainly not utilized to move cash to or from another Tangerine Account. Start to see the Tangerine Credit Card Cardholder Agreement to learn more regarding how we use re re re payments for your requirements.
Payday loans (including transfers of balance) usually do not make Tangerine Money-Back Rewards. Look at conditions and terms for the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for complete information on other things that don’t make Tangerine Money-Back Rewards.
1 insurance plan is underwritten by American Bankers insurance carrier of Florida information on the protection, including definitions, advantages, restrictions, and exclusions have been in the certification of Insurance supplied with the Card. See the certification of Insurance then keep it in a safe destination with your other valuable papers.
Some of these provides can be changed or terminated at any time with no warning.
Mastercard is a trademark that is registered additionally the sectors design is really a trademark of Mastercard Global Incorporated.
Tangerine is really a trademark that is registered of Bank of Nova Scotia, utilized under licence.
Ahead Banking is just a authorized trademark of tangerine Bank.