We’ve curated a listing of all the banks that are top the Philippines combined with fundamental terms and demands.
Optimum Limit: Php 1,000,000.00 Rates of interest: Fixed price of 17.07 percent per year, 1.25percent per month add-on, 1.30percent each thirty days for 6-month tenure Required papers:
- Photocopy associated with the BIR that is latest Form 2316 or W2 finalized by employer’s authorized representative (MANDATORY)
- Initial certification of Employment and Income (COEI) given within the last few three (3) months status that is indicating duration of solution and break down of payment
- Photocopy of last complete month pay slide
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Optimum Limit: Php 1,000,000.00 Interest levels: 14.40per cent p. A Needed Papers:
- Government-issued photo-bearing ID (Passport, Driver’s License, SSS, PRC, etc. )
- 3 months pay that is original and/or advanced Income Tax Return with BIR or Bank stamp (BIR Form 2316)
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Citibank
Optimum Limit: Php 2,000,000.00 Interest levels: Fixed price of 26.9per cent to 37.9 percent per year (Effective Interest price) needed papers:
- Photocopy associated with front part of any credit that is active ( must certanly be active for at the very minimum half a year for Citi Card and also at minimum three months for Cards off their banking institutions)
- With minimal yearly earnings of ?250,000
- Two (2) legitimate IDs with picture and signature (ex. Passport, driver’s permit, GSIS e-Card, SSS picture card ID, TIN picture card)
- ITR or BIR 2316 or latest 3 months that are full slide
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Optimum Limit: Php 500,000 Interest Rates: Fixed price of 14.52per cent – 15.48percent per year needed papers:
- Latest money Tax Return (ITR) or BIR Form and initial pay slip (one entire thirty days)
- Photocopy of valid ID that is photograph-bearing evidence of nationality and date of delivery (i.e. Passport, Driver’s License or any Government-Issued ID such as PRC ID, SSS card type ID or BIR card type ID)
- Proof domestic address (PORA)
- Finalized Stipulations with global clause that is consent
- If international nationwide, any one of the after extra papers are going to be (1 that is required Copy of valid resident visa or; (2) content of valid non-resident visa considered by BSP as eligible for peso loans
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Optimum Limit: Php 1,000,000.00 Rates of interest: 6.08 percent per annum, 1.40percent per thirty days add-on documents that are required
- Accomplished Application Form
- Certification of Employment and Compensation or latest 2 months Payslip or ITR;
- Copy of Valid National IDs;
- TIN;
- 1 month utility bill that is latest
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Optimum Limit: Php 300,000 interest levels: Fixed price of 18.00 percent per annum, 1.50percent per month add-on necessary papers:
- Fully-accomplished UCPB YES Application For The Loan kind
- Certification of money and Employment or Contract of Employment
- Latest ITR
- Three (3) month’s Payslips.
- Proof residence payment
- Proof Deposits or Bank Certification on deposits
- Valid IDs visit (i.e. Passport/Driver’s License/SSS ID/ GSIS ID)
- 1?1 or 2?2 photos two (2) pieces
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Safety Bank
Optimum Limit: Php 1,000,000.00 Interest Levels: 16.68per cent – 20.28% Necessary Documents:
- Photocopy of company ID with clear signature and photo
- Photocopy of 1 (1) legitimate photo that is government-issued with three (3) specimen signatures
- Latest one (1) payslip month
- Latest BIR Form 2316 or certificate that is latest of work
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EastWest Bank
Optimum Limit: Php 2,000,000.00 Interest Levels: 17.88per cent – 20.28% Necessary Documents:
- Completely filled-out and finalized EastWest Bank Personal Loan form
- Photocopy of one (1) valid photo-bearing i. D that is digitized.
- Photocopy of BIR FORM 2316/W2 (income tax Withheld)
- Photocopy of Latest one pay slip month
- Valid bank card guide or statement that is latest of Account associated with the current bank card
- Initial content of certification of Employment saying wage and place
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